Frequently Asked Questions
When should I hire a public adjuster?
The claims and repair process can take a significant amount of time. You can hire a public adjuster at any time during the process. For instance, if the claim is settled and additional damage is discovered during repairs, you may wish to hire a public adjuster to assess the total cost.
What qualities should I look for in a public adjuster?
It would be best if you had the same professionalism from a public adjuster as any other service. Seek out a reputable company that has been in business for several years. Your adjuster must be licensed and bonded. He or she should be responsive to your needs and answer any questions you have.
When is it time to pay the adjuster?
Your public insurance adjuster is paid on contingency. Instead of paying upfront, you’ll pay a percentage of the settlement after an agreement is reached. After you accept your insurance company’s final payment offer, your adjuster will collect a pre-arranged amount. This is usually between 5% and 30% of your claim.
What should I expect from my public adjuster?
Your public adjuster should help you with every part of the claim. Your public adjuster will assess the damage, determine a cost estimate, and even negotiate with your insurance company on your behalf. It’s your insurance adjuster’s goal to maximize your claim.
Can my insurance company cancel my policy if I hire a public adjuster?
No, your insurance company can only cancel your policy for non-payment or another way that you break the terms of your contract. Your insurance company will likely be eager to work with you to reach an agreeable resolution to your claim. Typically, insurance agencies understand the desire to hire an additional advocate and respond professionally when hiring a public adjuster.
Will hiring a public adjuster help speed up the claims process?
Possibly. Public adjusters are professionals who are required to have a certain amount of knowledge and training. Since they’re already familiar with the process, the necessary steps can be completed quickly.
